## Should I drive an hour to work?

You can calculate the cost and make your own decision.

Let's use a 15-minute commute as the standard.

• An hour of driving is about 40 miles. Assuming your car gets 20 miles per gallon, you'll be spending 4 gallons a day. At around \$3 per gallon, that's \$12 a day. A standard commute would cost you \$3 a day. The difference is \$9.
• The IRS pegs the standard mileage rate at 54.5ยข per mile in 2018. As you're traveling 60 more miles a day, you're putting an additional \$32.70 worth of wear and tear on your car.
• Assuming you're paid \$30 an hour, you're out \$45 a day that you could have earned otherwise.

So far you have spent about \$87 per business day. Assuming 260 business days a year, you're short \$22,620 annually.

However:

• If it's the only job you can find, then the calculation is meaningless. Earning \$22K less is still much better than earning \$0.
• If the distant job pays more than \$22K above local ones, then it's worth considering.
• If living close to work means paying more than \$22K in rent or mortgage, then commuting two hours a day makes sense.
• If living close means paying more than \$22K in private school tuition for your kids because the local public schools are bad, then residing in a good public school district an hour from work is reasonable.

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